Guidance and key resources to help eligible grantseekers find information on federal grants, loans, and nonfinancial assistance, as well as on private funding.

Prepared by the Congressional Research Service for the U.S. Senate, updated March 2025.

Hundreds of grants or loans for various purposes are available from federal departments and agencies. However, federal grants are not benefits or entitlements to individuals. Federal grants are authorized by Congress and are often intended for projects serving state, community, and local needs. Most federal funding goes to state and local governments, which in turn may make sub-awards to local entities, such as eligible nonprofit organizations.

Local governments seeking funds for community services, infrastructure, and economic revitalization may be eligible to tap into state or federal funds. Government funding may also be available for nonprofit organizations, including faith-based groups, for initiatives such as establishing food kitchens or after-school tutoring programs. For faith-based grant recipients, projects must benefit the community at large and not solely the groups' members or congregants.

For individuals seeking financial help (such as starting or expanding a small business, or educational assistance), benefits or loans may be available.

Groups seeking funding for projects need first to determine the most appropriate sources of funds. Because government funds may be limited, sources of private funding may also be important to consider. Regional and community foundations may be particularly interested in funding local projects; however, many projects may require a combination of government and private funding. Local business or private foundation funding might be appropriate for supporting local memorials or programs. Community fundraising may be more suitable for school enrichment activities, such as band or sports uniforms or field trips.

For eligible state and local governments and nonprofit organizations that are seeking appropriate programs, contacting federal and state agencies early in the process may be encouraged. Federal offices located in states or regions often handle federal grant applications and disbursement of funds. State government departments and agencies also fund projects and administer federal block grants.

Many groups or organizations are eligible to apply for government grants; however, each individual grant program will have its own requirements for eligibility. Typically, most grantees fall into the following categories:

Some constituents may have seen or heard media advertisements claiming federal grants are available to help them. However, the Federal Trade Commission (FTC), the nation's consumer protection agency, cautions grantseekers:

Sometimes, it's an ad that claims you will qualify to receive a "free grant" to pay for education costs, home repairs, home business expenses, or unpaid bills. Other times, it's a phone call supposedly from a "government" agency or some other organization with an official sounding name. In either case, the claim is the same: your application for a grant is guaranteed to be accepted, and you'll never have to pay the money back.

The FTC warns that these "money for nothing" grant offers are usually misleading, whether you see them in your local paper, through the internet, or hear about them on television or receive a phone call. Grantseekers should beware of paying "processing fees" for information that is available free to the public. Ads claiming federal grants are available for home repairs, home business, unpaid bills, or other personal expenses are often scams.

Catalog of Federal Domestic Assistance ("Assistance Listings") at SAM.gov (General Services Administration)

https://sam.gov/assistance-listings

Official descriptions of more than 2,200 federal assistance programs (including grants, loans, and other financial and nonfinancial assistance) can be found on SAM.gov. The website, produced by the General Services Administration (GSA), houses federal assistance listings previously found on the Catalog of Federal Domestic Assistance (CFDA) website. Each federal assistance program has a corresponding CFDA program number; these CFDA numbers are still used as numerical program identifiers. Programs are searchable at the "Assistance Listings" domain at SAM.gov; descriptions are updated by departments and agencies, and they cover authorizing legislation, objectives, and eligibility and compliance requirements.

Approximately 1,800 assistance programs are classified as grants. Assistance listing descriptions include the following:

Federal Program Inventory

https://fpi.omb.gov/

In 2024, the Office of Management and Budget (OMB) publicly launched the Federal Program Inventory (FPI). Using data from SAM.gov Assistance Listings, this site similarly provides "snapshot" summaries of federal financial assistance programs, including grant programs. Like SAM.gov, this site allows searching by agencies, type of program/assistance, and eligible applicants—but this site also offers a category search function that displays results by topic across multiple agencies. This added functionality may be particularly helpful for new grantseekers who are at the beginning or exploratory stage of the search process. Grantseekers can select categories (and subcategories) to search, such as agriculture, economic/community development, housing, disaster prevention and relief, transportation, and many others. The Federal Program Inventory also displays some overview data on federal program obligation amounts from USAspending.gov.

Grants.gov and FedConnect

http://www.grants.gov

https://www.fedconnect.net

After grantseekers identify federal programs in SAM.gov and contact agencies (see section below), they may be directed to register and apply at websites such as Grants.gov or FedConnect when application announcements for competitive grants become available. The websites allow grantseekers to register and download applications for current competitive funding opportunities from all 26 federal grants-making agencies. Grantseekers themselves can check on notices of funding availability (NOFAs) or requests for proposals (RFPs); sign up to receive email notification of grant opportunities; and apply for federal grants online through a unified process. The sites also guide grantseekers in registering with the System for Award Management (SAM), which is required for all federal grants (see instructions, https://www.grants.gov/applicants/applicant-registration/).

One significant limitation to Grants.gov and FedConnect.net is the exclusion of state-level federal grant program information. For example, Grants.gov provides information only about the funding opportunities for primary grant recipients. However, federal grant funds may first be received by a state government (a "primary" recipient) and then passed through to the local level as sub-awards to more local sub-recipients. Thus, a local grantseeker would not be able to access information on Grants.gov about the possibility of receiving federal sub-grants from a state-level agency.

To download and submit an application from Grants.gov or FedConnect, registration is required. The sites provide a narrated tutorial on how to complete a grant application package and a Frequently Asked Questions (FAQs) page. Once an application is submitted, grants applicants can then track progress of their application using their unique ID and password. Applications can be identified by CFDA number, funding opportunity number, competition ID, or tracking number.

Federal agency websites often provide information about active grant programs and include deadlines, program contacts, and eligibility. This information can vary from agency to agency, and many post Frequently Asked Questions, recorded presentations, or guides on funding programs, as well as detailed program guidance. For example, the U.S. Department of Agriculture Rural Development provides several fact sheets, which provide information on USDA federal assistance programs that support rural areas.

Grantseekers can often sign up to receive upcoming notifications or announcements from an agency, or agency's divisions or offices of interest. Some agencies might also announce funding opportunities that are expected to be available later in the year.

Some federal agencies have developed special dashboards or other sites to help grantseekers identify potential funding. For example

State agency websites may provide information about available federal grant funding that will be passed through the state and sub-granted at the community level to local governments, nonprofits, or other grantseekers. Many state level agencies accept federal sub-grant applications or proposals.

Some states might also provide broader search tools; for example, Virginia provides an informational grants portal listing federal, state, and private funding, and Ohio also provides a searchable database of grant opportunities that are administered by the state.

Much of the federal grant budget moves to the states through formula and block grants. State, regional, and local federal offices often handle grants applications and funds disbursement. Each federal agency has its own procedures: applicants should contact the department or agency in question before applying for funding to obtain the most up-to-date information.

After eligible local governments and nonprofit organizations have identified appropriate programs, they may be encouraged to contact federal and state agencies early in the process and before submitting formal applications. Some agencies may also offer pre-application trainings for grant programs, to provide prospective applicants with information on the federal application process. State-located federal offices may handle federal grant applications and disbursement of funds. State government departments and agencies administer federal formula and block grants, and also fund projects.

State Administering Agencies or Contacts

Many federal grants, such as formula and block grants, are awarded directly to state governments, which then set priorities for funding and allocate sub-funds within that state. For more information on how a state intends to distribute federal formula funds, grantseekers can contact the State Administering Agency (SAA). State government agencies are familiar with federal program requirements, can assist local governments and nonprofit organizations with proposals, and can provide other guidance.

Many federal department and agency websites include SAAs, and often the site will have an interactive U.S. map. Grantseekers can click on their state and obtain program and state contact information. A selection of some executive department websites includes the following:

State Single Point of Contact (Office of Management and Budget) https://bidenwhitehouse.archives.gov/wp-content/uploads/2024/08/SPOC-list-as-of-August-2024.pdf (as of 2024)

Many states require federal grants applicants to submit a copy of their application for state government review and comment, and many (but not all) have designated a state Single Point of Contact (SPOC). The state offices listed here coordinate government grants development and may provide guidance to grantseekers.

RDOs are multijurisdictional planning and development organizations that offer a range of services to their member governments. RDO refers to a broad category of organizations that includes local or area development districts, councils of governments, regional planning commissions, and others. RDOs are sometimes involved in facilitating federal grantseeking or grantmaking at the regional or local level for certain kinds of multijurisdictional projects (e.g., transportation, tourism, and hazard mitigation—but this varies widely, depending on the region, as well as the capacity and goals of the RDO). Contacting RDOs may also yield information and possible partnerships for a desired project.

There is no centralized directory of all RDOs, but grantseekers could utilize the following:

Also see CRS In Focus IF11511, The Role of Regional Development Organizations (RDOs) in Economic Development, by Julie M. Lawhorn.

A-Z Index of U.S. Government Departments and Agencies (General Services Administration)

https://www.usa.gov/agency-index

To better develop a grant proposal, search a department or agency's home page to learn more about its programs and objectives. The site also includes the following:

Federal Grant Policy-Making Overviews

https://www.grants.gov/learn-grants/grant-policies

Grants.gov provides overviews and information on various federal grantmaking policies and guidance.

Candid (formerly the Foundation Center and GuideStar)

Candid is a gateway to information on the grant seeking process, private funding sources (including national, state, community, and corporate foundations), guidelines for writing a grants proposal, addresses of libraries in every state with grants reference collections, and links to other useful internet websites. Candid maintains a database on foundation grantsmanship, publishes directories and guides, conducts research and publishes studies in the field, and offers a variety of training and educational seminars. Free information on the website includes the following:

Community Foundations Locator (Council on Foundations)

http://www.cof.org/community-foundation-locator

Community foundations may be particularly interested in funding local projects, and maintain diverse grants programs.

Funding Sources: Funding State by State (Grantsmanship Center)

http://tgci.com/funding-sources

The website provides listings by state of top grantmaking, community, and corporate foundations that grantseekers might consider in identifying likely sources of private foundation funding.

Grants and Related Resources (Michigan State University Libraries)

https://libguides.lib.msu.edu/grants

The site provides government and private grants resources, primarily internet, by subject or group categories. Web pages include the following:

Grantseekers may access CRS Report RL32159, How to Develop and Write a Grant Proposal, by Maria Kreiser, which discusses standard content and formats.

These additional selected resources may also be useful:

A previous version of this report was prepared by Merete F. Gerli, formerly an Information Research Specialist at CRS.